Homeowner’s coverage doesn’t have to be difficult to understand. A basic Homeowners Insurance Policy will cover the following:

  • The structure of your home
  • Replacement costs
  • Personal possessions (up to a set limit)
  • Living expenses in case of a disaster
  • Liability
  • You can also add supplemental policies such as:
  • Valuable Articles/Floater policies (i.e. Jewelry Insurance)
  • Flood policies
  • Umbrella policies (additional liability)

With homeowners insurance, PA property owners are protecting one of their most valuable financial assets. When choosing coverage for an investment of this magnitude, it is important to have a professional opinion. Let us give you a quote today!

Pennsylvania Home Insurance Coverage

Savvy homeowners know that the right homeowners insurance can offer them key financial protection in case their home is damaged by fire, bad weather or other natural disasters. They also know that the right insurance coverage can cover the costs of stolen items in case their homes are burglarized.

But there's another fact that Pennsylvania homeowners need to consider regarding insurance: Mortgage lenders will not lend home buyers in Dunmore, Milford or Honesdale money if these homeowners don't first take out the appropriate amount of homeowners insurance. Mortgage lenders enforce this requirement as a form of financial protection. They want to make sure that homeowners can always afford to make their monthly mortgage payments. Owners are more likely to continue sending in their home loan payments if they receive financial protection in case of fire, storms or other natural disasters.

Of course, no one enjoys shopping for homeowners insurance. It's rarely enjoyable to compare quotes from competiting insurance companies. The good news, though, is that Pennsylvania is home to several independent insurance agencies, companies such as ours, allow consumers to quickly compare quotes from the top insurance carriers in the country. Armed with this knowledge, homeowners can then select the insurance policy that provides the best coverage for their residences at the fairest price.

This is a significant departure from the way home buyers once had to shop for homeowners insurance. They'd have to call the insurance companies serving their area, providing all their details every time they connected with a new agency. This, of course, led to long, frustrating hours on the telephone. It was certainly an unproductive way for home buyers to spend a day.

Today, this hassle no longer exists, thanks to the services offered by independent insurance agencies. If you're searching for a new home, make sure to visit Sheeley Insurance Agency, your local independent insurance agency first. We can ensure that you find the right insurance policy for the right price.


Stroudsburg, PA
518 Sarah Street
Stroudsburg, PA 18360
Voice: 570-421-1191
Fax: 570-421-1617
Dunmore, PA
146 Chestnut Street
Dunmore, PA 18512
Voice: 570-342-9121
Fax: 570-880-7725
Honesdale, PA
918 Church Street
Honesdale, PA 18431
Voice: 570-253-2634
Fax: 570-253-3593
Milford, PA
106 Broad Street
Milford, PA 18337
Voice: 570-296-5588
Fax: 570-796-0070

©Copyright 2019 Sheeley Insurance Agency | Privacy Policy

Website by WebLeaps