Sheeley Insurance Agency

Locally-Owned and Operated Since 1933

At Sheeley Insurance Agency, we specialize in home insuranceauto insurancebusiness insurance and day care center insurance throughout Pennsylvania.

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About Sheeley Insurance Agency

Insurance throughout Pennsylvania in Stroudsburg, Milford, Honesdale and Dunmore, including Pike, Wayne, Monroe and Lackawanna counties

Sheeley Insurance Agency offers personal insurance and business insurance throughout Pennsylvania.

We are an independent insurance agency, locally owned and operated since 1933, serving the individuals and businesses throughout Pennsylvania in Stroudsburg, Milford, Honesdale and Dunmore, including Pike, Wayne, Monroe and Lackawanna counties. We offer personal and business insurance solutions, with our specialties in home insuranceauto insurancebusiness insurance and day care center insurance.

As an independent agency we have multiple insurance carriers to help us find the best solutions for our clients at the best price. And being a Keystone Insurers Group Partner, affords us the resources of over 50 insurance companies and the experience and expertise in all types of markets.

Our staff is dedicated to providing you with the best insurance for all your needs, and we believe that each of our clients deserve the utmost dedication, expert advice and personal attention from a trusted partner. As your insurance advisor, we help you make smart decisions—protecting you from the unexpected and planning for the predictable.

Learn MoreMeet Our Team
Stroudsburg, PA Office
900 Scott Street Stroudsburg, PA 18360

Milford, PA Office
106 Broad Street Milford, PA 18337

Honesdale, PA Office
918 Church Street Honesdale, PA 18431

Dunmore, PA Office
146 Chestnut Street Dunmore, PA 18512

Our Locations

Stroudsburg, PA Office
Milford, PA Office
Honesdale, PA Office
Dunmore, PA Office

Personal Insurance

Life happens fast, and the truth is there’s nothing as valuable as peace of mind. Our goal is to protect you from the unexpected through top quality insurance coverage that works for your needs, as well as your budget.

Business Insurance

In today’s ever-changing environment, risk is constant. Business insurance isn’t. We’ll thoroughly assess your business and situation to develop creative, comprehensive, cost-effective solutions that fit your needs.

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There’s more to insurance than the price of the policy

Explore our interactive graphics and learn about your unique risks and the related insurance solutions.

Personal InsuranceBusiness Insurance
Child Care Center

General Liability

Risk Factor

Visitors walking into the center could slip and fall, a teacher or employee could cause damage to a student’s property, or a lawsuit could be filed against your child care center.

Solution

General liability insurance is a necessity for any business. It provides broad coverage when you are deemed liable and will pay to defend lawsuits alleging injuries or property damage which occurred as the result of your center’s operations.

Business Personal Property

Risk Factor

Fire, weather, burst pipes, and other losses are frequent for child care centers given the large amount of physical space required to operate. These losses can cause significant damage to the school’s business personal property.

Solution

Business personal property coverage allows the center to replace property that has been damaged or destroyed by a covered cause of a loss. For a child care center, this may include property like chairs, tables, books, toys, materials, and supplies.

Workers’ Compensation

Risk Factor

If one of your employees receives an injury or becomes ill due to a work-related occurrence, you are required by law to have the proper coverage in place.

Solution

State disability and workers' compensation protects your employees should a job-related injury or sickness occur during their course of employment. This coverage is required by law, so be sure you have it.

Cyber Liability

Risk Factor

The internet has spun a whole new web of liability exposures. E-commerce, social networking, cloud storage, and other technologies bring great benefits to all businesses. But with these benefits also come challenges, including protection of privacy, data, and financial information of your employees and students.

Solution

Cyber liability coverage covers unauthorized access to electronic data or software within your network. It also provides coverage for spreading a virus, computer theft, extortion, or any unintentional act, mistake, error, or omission made by an employee. This coverage is quickly becoming more and more important as you embrace technology to help run your child care center.

Umbrella / Excess Liability

Risk Factor

What happens when your child care center faces a large liability loss that exceeds the basic limit of your standard policy?

Solution

A commercial umbrella policy provides high limits of insurance, typically between $2,000,000 and $10,000,000. Coverage is extended over your general liability insurance, workers' compensation, business auto, and directors and officer’s liability coverage. It provides a great safety net and helps ensure your school is well protected.

Professional Liability

Risk Factor

All child care centers and schools are at risk for professional liability claims to be brought against them for negligence.

Solution

Professional liability protects your teachers and child care employees. If your staff is sued due to negligence in relation to a child’s safety or for making an error in judgement, your center can also be sued.

Abuse / Molestation

Risk Factor

When working with children or youth, there is always a risk that staff/owners could be accused of physical, sexual, or mental abuse.

Solution

If an employee or owner is accused of abuse, you need abuse/molestation coverage to protect your center or school from the possibility of significant financial loss. Even unfounded lawsuits are costly to defend.

Commercial Auto

Risk Factor

Commercial auto is necessary if your center has company-owned vehicles and children are transported to and from school and/or field trips.

Solution

Commercial auto insurance can protect your center or school if an accident occurs or there is damage to a vehicle.

Hired and Non-Owned Auto Liability

Risk Factor

If you or your staff drive their own vehicle on business time or you rent vehicles in the business name to travel to meetings, conferences, or elsewhere, you face additional exposure and risk.

Solution

Hired and non-owned auto liability protects your staff if they are driving their own vehicle to run errands. Your center or school can be held liable for injuries or property damage if a driver is involved in an accident. The hired liability portion covers rented vehicles when listed in the business name for travel use.

Employment Practices Liability Insurance (EPLI)

Risk Factor

Employment-related claims can be made by past or current employees, those who have applied for work, and even clients or potential clients.

Solution

Employment practices liability insurance can help protect your child care center from claims which may arise due to alleged negligence relating to discrimination, sexual harassment, wrongful termination, service refusal, or any other employee-related claim.

Employee Benefits Liability Insurance

Risk Factor

It’s possible that your child care center could incur losses if you offer employee benefits to your team.

Solution

The administration of benefit plans can be tricky. Employee benefits liability insurance help cover any losses resulting from many types of employee benefits plans such as health insurance, retirement plans, and more.

Student Accident

Risk Factor

Everyone knows that children can be accident-prone. Often they trip and fall, collide with one another, or even knock out a tooth or break a bone, so it is important to obtain a student accident policy.

Solution

A student accident policy can cover children’s medical bills if they are injured at the center or on a sponsored field trip or activity. There are two options. Full excess reimburses secondary to the child’s health insurance plan and primary reimburses on a primary basis, regardless of the child’s current health insurance plan.

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